06.26.08

Financial Planning

Posted in Uncategorized at 7:21 pm by Administrator

Financial planning for gay couples
Legally, you’re considered strangers, so the wisest course of action is to put everything — everything — in writing. Unmarried heterosexual couples should follow the same advice.

By The Associated Press
Surprising a spouse with a new car or an extravagant piece of jewelry is an expensive way to express affection, but at least there aren’t tax consequences.

But gay couples, technically, should file a gift tax return — gifts worth more than $12,000 come with tax consequences. So one could imagine the results if an individual decides to retitle a home or bank account, giving half to his or her domestic partner. These issues, which don’t exist for the legally wed, are just the tip of the iceberg and underscore the importance of careful financial planning, whether you’re filing your income taxes or planning for retirement and regardless of where you live. The same issues apply to unmarried heterosexual couples.

Same-sex couples need to keep in mind that even though domestic partnerships or civil unions are recognized by some states — California, Vermont, Connecticut, New Jersey, Maine and Hawaii — and gay marriage is allowed in Massachusetts, you remain strangers in the eyes of the federal government. In fact, one financial planner points out that there are about 1,049 federal laws that benefit those allowed to take an official trip down the aisle.

“Any rights you would want to have as a married couple, you need to re-create in a legal document,” says Todd G. Sears, a senior financial adviser who founded the LGBT (lesbian, gay, bisexual and transgender) financial-services team at Merrill Lynch & Co.

That will require a lot of paper. Some of the documents needed and the terminology will vary from state to state, but here’s a basic list that same-sex partners should have:

Wills and/or revocable living trusts and pour-over wills: Without a will or revocable trust, you risk having your assets pass to family members instead of your partner. It also allows you to name a guardian for minor children. A revocable living trust — in which assets are titled to the trust and your trustee distributes your assets per your wishes after your death — is considered more difficult to contest. A living trust also keeps your affairs private because it avoids probate, unlike a will, which becomes part of the public record. A living trust should be used with a pour-over will, which will cause any assets left out to “pour over” into the trust after you die.

Advance health-care directive; health-care-authorization proxy; durable power of attorney for health care: Generally speaking, these documents appoint an agent — your partner — to make medical decisions on your behalf should you become incapacitated. They also will allow visitation, which can be denied unless you’re a spouse or family member. Sears also recommends giving your partner Health Insurance Portability and Accountability Act authorization, a document that will authorize your insurer to release medical information to your partner.

Durable power of attorney for finances: This document designates an agent, whether it’s your partner or an adviser who will keep your partner’s interests in mind, to make financial decisions if you’re incapacitated, says Philip J. Hoskins, an attorney in Los Angeles.

Domestic partner agreement: Much like a prenuptial agreement for married couples, this document — also called a living-together or property-sharing agreement — spells out who gets what in the event of a split or death. “There is no such thing as gay alimony,” says Merrill’s Sears.

Parenting agreements: Same-sex couples should visit with an attorney if they have or are planning to have children, because every situation is different. Depending on your circumstances and where you live, you might consider joint-custody agreements or second-parent adoption. If you’re thinking of adopting internationally, one planner says to wait to document your partnership (such as getting married in Massachusetts) because attitudes in other countries toward gay unions may impede the process.

Beneficiaries: Be sure to review your beneficiary designations on retirement accounts, stock options, life insurance and any other assets.

Domestic-partner registration: In certain states, couples can register as domestic partners and will be afforded state spousal rights, such as the right to inherit without a will. But even if you can and do register, experts advise documenting everything, no matter what your status.

“Whatever you do, put it (all) in writing, even if you register as domestic partners,” attorney Hoskins says. “Don’t leave things to chance. Otherwise, you are stuck with what the state tells you you’re stuck with.”

Marriage Vows

Posted in Uncategorized at 7:18 pm by Administrator

Another great article we want to share with you! Here’s the website for more info on the Marriage Vow Workbook: http://www.marriagevowworkbook.com/

To fully experience the benefits of having marriage vows, you need to stay connected to them. In The Marriage Vow Workbook and our relationship coaching, we help couples design a ritual they will use to reconnect with their intentions, their inner wisdom, and their partner. Below are several tips you can use in creating your own marriage vow support system. . .whether your wedding is yet to happen, is just past, or happened years ago.

• Review your vows at least monthly.

• Read them aloud to each other, taking time to look into your partner’s eyes. This can be one of the most connecting and loving actions you take with each other.

• Remind yourself that the vows you wrote are as much for your benefit as they are for your partner’s. They are reminders of how you want to be in this relationship.

• Make recommitting to your vows part of a larger relationship-deepening practice.

• Keep your vows visible. Both of us have copies in our day-planners. We had our original relationship commitments (the vows we created when we were dating) printed in calligraphy onto poster board. They are now displayed prominently in our bedroom.

• Acknowledge yourself for having fulfilled your vows as best you could. Even if you’ve fallen short of your commitments, give yourself credit for what you have done.

• Be gentle with each other as you use your vows to strengthen your marriage.

• Remember to bring love and compassion into the process along with your introspection and honesty.

• Recognize that revisiting and recommitting to your vows is not about being “right” or “wrong.” It is simply an opportunity to check in and see if you’re fulfilling the promises you made on your wedding day and to change course if you’ve strayed from your intention.

We have revisited our vows at least monthly since we married on May 30, 1999. Our reconnection ritual is one of our favorite times as it fully connects us to the same depth and intensity of love that we felt on our wedding day.

It’s as if we return to the honeymoon stage of our relationship every time we recite our vows. We know that writing our own vows and revisiting them on a regular basis has helped us create one of the most solid and loving relationships we know. We want you, and all couples, to enjoy such a relationship.

© 2006, Shonnie Lavender and Bruce Mulkey

Shonnie Lavender and Bruce Mulkey are the authors of I Do! I Do! The Marriage Vow Workbook, a step-by-step resource for creating wedding vows that are uniquely yours. They offer additional no-nonsense resources for creating ideal relationships, including tips for a successful wedding and marriage, personal samples of wedding vows, and the I Do! I Do! podcast.

Rehearsal Dinner FAQs

Posted in Uncategorized at 6:45 pm by Administrator

Rehearsal Dinner FAQ’s

by Kathryn Lemmon, Wedding Zone Staff Writer

Traditionally, on the day before your wedding, the festivities get started with a rehearsal. Over time, this function has split into two separate events, a practice session along with a meal. The meal brings together close friends and family, generally the same people who attended the rehearsal, plus appropriate others.

Is a rehearsal of the ceremony really necessary?

Although a formal rehearsal of the ceremony is not required, most officiants will want to take a run through of the full program. Those included would be the bride and groom, their parents, the wedding party and any readers/singers. The officiant will give everyone their cues for the next day, so things will go smoothly. Knowing where to stand and what to do will ensure everyone is a fraction less nervous at the wedding.

What if we can’t use the wedding site for the rehearsal?

Ideally, you should have the rehearsal at the wedding site. This can be especially valuable if there are young children in the wedding party. Sometimes however, the requirements of the site do not make a rehearsal feasible. A rehearsal can be done in someone’s home, or in just about any large space.

What’s the function of the rehearsal dinner?

After the rehearsal, everyone gathers for a celebration dinner, where the bride and groom are the center of attention. In this less-formal setting, family members meeting for the first time can mingle and get better acquainted. Unlike the Big Day, the bride and groom are under less pressure and have more time to talk with relatives in a relaxed fashion.

Once everyone has arrived and is seated, either the bride or groom should take a moment to welcome their guests with a few heartfelt words and thank them for attending.

Numerous toasts are usually part of the rehearsal dinner. If you need someone to start the toasts, the groom’s father is a good choice.

Who should be invited to the dinner?

The rehearsal dinner guest list should include immediate family, (parents and siblings) wedding-party members and any spouses and significant others along with the parents of any child attendants. You should invite the officiant and his/her spouse to the dinner, unless it’s a civil service. If you have out-of-town guests who have already arrived for the wedding, you can invite them to the dinner portion of the evening.

Who handles the costs of the dinner?

The groom’s parents ordinarily pay for this meal, but these days it can be hosted by anyone. No matter who hosts, be sure they are involved in the entire planning process.

Is it necessary to send formal invitations to the rehearsal dinner?

No, engraved invitations are not necessary, unless you’re planning an event as big and formal as the wedding reception. For most couples, word-of-mouth or simple phone calls are fine.

When is the rehearsal dinner?

Often, this event is on the eve of the wedding, however it could be anytime during that day, as in morning, noon, or evening. The term “dinner” is used loosely.

Where should the dinner be held?

Where you hold the event will depend on the number of people you expect to attend and the costs involved. The options are wide open, from a casual barbecue in the backyard to a table for twenty-five at the local country club. Keep in mind, relaxation and chatting are high priorities at this event. The location should also be convenient for out-of-town guests, who may not be familiar with your city. Provide a detailed map if necessary.

Should I handout gifts during the dinner?

In addition to family members meeting each other, the dinner provides an excellent opportunity for the couple to hand out their attendant’s thank-you gifts. Chances are, this setting will be much less hectic than the reception and can make the gift giving more personalized. The couple should present their parents or anyone else who was an important part of the wedding process, with a token of appreciation.

Bridal Showers

Posted in Uncategorized at 6:44 pm by Administrator

A Wedding Shower Checklist

by Claire Bowes, owner of www.1st-for-greeting-cards.com

Bridal showers are one of many pre-wedding parties and are great fun. They are known as parties with a purpose. The purpose of a shower is to assist the couple in equipping their new home or for the bride to assemble a trousseau. Not only that, but they are a good excuse for the bride to get together with her friends and family to play hilarious games and to enjoy the food and wine.

Did you know that a trend has started for ‘couples showers’? This is sometimes termed as the ‘Jack’ and ‘Jill’ shower where you shower both the bride and groom with gifts and good wishes. Either way, if you are having a traditional shower party for just the bride, or decide to have a couples shower, then the planning and the checklist will invariably be the same.

Here is an outline of a wedding shower checklist to get you on your way to organizing a great shower party.

Who should host the shower?

Traditionally the maid of honour tends to plan the shower party. But today, anything goes and it is perfectly acceptable for both family and friends to work together to organize, host and share the cost of the wedding shower. It doesn’t really matter who actually hosts the party as long as it is planned well in advance and normally in consultation with the bride. If the shower is planned to be in someone’s home, then it’s always a good idea to choose the person with the largest home or garden.

When to have your party

Because of the busy schedule the bride and her family will have in the lead up to her wedding, it is best to hold the shower about four to six weeks before the wedding. A growing trend is that more wedding showers are no longer a surprise and statistics show that 4 out of 5 brides are employed, therefore it is necessary to include the bride in the planning when it comes to setting a date and time. A traditional ‘girl-only’ party could be a Sunday brunch, a midweek lunch or an afternoon tea garden party.

Couples showers are best held on a weekend day or evening. The majority of people tend to work between 9-5 Monday-Friday, therefore a weekend is a safe bet in that most of the couples’ friends and relatives can attend. If you are having a shower party with work colleagues, then the ideal time would be in your lunch hour or straight after work.

Who to invite

Apart from your family members, the host should invite people you know well whether it be friends, relatives or work colleagues. You don’t want to invite too many people, as a large group tends to split off in small separate groups. You want everyone to interact with each other and be a manageable size for everybody to play the hilarious shower games and not feel left out. Taking all this into consideration, a comfortable shower should involve about 10-20 people.

You don’t necessarily need to buy expensive shower invitations. Another growing trend is that many brides are doing their wedding research on the Internet. The internet has opened up many ‘cheaper’ avenues and you can now get some great printable-wedding-shower-invitations. These invitations are customized with your own wording and design, and are printed directly from your own printer.

What’s your Theme?

As with the actual wedding, it is wise to choose a theme before sending out the invitations. The theme can then be used throughout the shower and incorporated in with the invitations, decorations, favors and refreshments.

There are literally dozens of topics for a shower party theme. The most popular is the ‘kitchen’ theme as there are endless pieces of equipment and accessories you can buy for the kitchen. The host knows the bride well and will surely fit a theme around either what the bride and groom need, or their lifestyle. For example if the happy couple are both into health and fitness, then a fitness theme could be an option.

One good idea for a couples shower is a wine tasting theme. This is ideal for a Saturday night party and I am sure the men will enjoy this one and easily get into the swing of things!

Food, Favors and Games

Food: It depends on the theme and location for which type of food to prepare. For example, if you are holding a ‘wine tasting theme’, then a finger buffet with crackers, nuts and other nibbles goes down well with wine. If you are holding a garden shower party, consider light finger food - cheeses, crackers, fresh fruit, mini-quiches, blueberry cream puffs, crab dip and a bacon, egg and cheese casserole and salads.

Favors: Some people choose not to give shower favors. It really depends on where you live and if it is a tradition in your area or not. If you do, you don’t have to go overboard with favors if you want to keep the expense down. Give something small and useful like a scented candle. Most people like scented candles and they are practical. A potpourri satchel is another welcome and practical idea.

Games: Everyone should be included in the shower games. Shower party games are a great ice-breaker for people to get to know each other. Games can include bridal shower bingo as this is always a big hit as is what’s in the bag (memory game). Trivia questions about the bride and groom or making a wedding dress with toilet paper are all fun games to be had.

Thank You Cards: Normally a simple ‘thank-you’ was enough, but today, with showers being larger and guests busier, a personal note is the only way to make sure that sincere appreciation is expressed.

Summary

Bridal showers are meant to be fun. They do need a lot of planning and organization in advance, but they are worth it. The bride and groom receive practical gifts for their home, and shower party’s are a great excuse to get together with friends and family to have one whale of a time!

Invitation Tips

Posted in Uncategorized at 6:43 pm by Administrator

First Impressions

by Carrie Hunter, Invitation Dealers of America, Inc. … www.InvitationStores.org

Every bride knows her guests first impression of her wedding comes from the invitation. Invitations not only set the tone for the event but also convey the couples personalities. While searching through hundreds of invitation styles, brides may find themselves being overwhelmed by the choices not to mention the etiquette that should be followed. Often, your best bet in ordering invitations comes from visiting your local stationery expert. Stationery experts will listen to your thoughts and plans and help you pull all the pieces together so your guests will receive the perfect invitation to the event you’ve spent so much time planning.

So how do you find your local expert? Look in the yellow pages under Invitations. Now that you’ve found someone local who can help you with your invitations you make plans to stop by the store one afternoon on your lunch hour only to find ordering invitations is not something you can do in 15 minutes. Even with your stationery expert guiding you through multiple invitation albums and writing your order, you can plan on spending a good 2 hours at the store.

Tips to ordering your invitations:

- Bring all the necessary information. This includes the name & address of the ceremony site, reception site, any artwork you need for a map.

- Know how many invitations to order. Remember when counting this number to only count the number of invitations, not the number of guests.

- Make your stop all inclusive. Your stationery store provides a lot more than invitations. Look over your “to do” list, as you will be able to cross off many of these items. Some of these include: thank you cards, informals, programs, napkins, table favors, reception decorations, albums, pens, glasses, garters, flower girl baskets, ring bearer pillows, unity candles, gifts for your wedding party, etc.

- Have fun! This is the most important step. Plan on making an event out of it. Bring your mom, maid of honor or maybe even your fiancee. Your wedding is a time of joy and should not be rushed or stressful.

Which ever style of wedding invitations you choose, be sure to let your local invitation expert assist you with every step of the process. After all, your wedding is the most important event, so don’t just flip through impersonal catalogs and web sites when there is a wonderful person in your town waiting to offer you years of experience.

Preparing Your Guest List

Posted in Uncategorized at 6:41 pm by Administrator

Preparing Your Guest List

by Kathryn Lemmon, Wedding Zone Staff Writer

In decades past, when a couple got married, the whole community came out to celebrate in the town square, bearing gifts for the happy sixteen year olds. But then of course, the town square didn’t charge thirty dollars a head and the gifts consisted of live chickens and pigs. Weddings have become a bit more complicated since those days.

Narrowing down the guest list will be one of your most challenging and important wedding tasks, since the size will greatly affect your overall wedding expenses and the site options. It’s a rare bride and groom who don’t have to edit their original list, whether dealing with 30 or 300 people.

Most likely, you, your fiancé, and both families will be contributing names to the list, and each party will have their own ideas about who is necessary and who is not. To help, try this list-cutting strategy:

Start by setting a goal for your list size. Base this on your budget, on space limitations or both. Have everyone involved submit a list of the people they’d like to attend. From the top, they should rank the names in order of importance. Then, cross off any duplications.

Add up the names and compare that number with your goal. If your count is over the limit, determine how many need to be eliminated. Then, cut a number of names from each list starting at the bottom, until you reach the desired amount.

Here’s another option. Since most reception halls and caterers don’t need a final head count until the week before the wedding, you have the option of creating an A and B list. Make two groups on your list: A, the people you really want to attend and B, the people you would like to see there, but aren’t quite as significant as A list guests.

Send out your entire A list invitations first, and wait for your responses to come back. For every “no” response you get, immediately send out an invitation to someone on your B list. It’s important not to make it obvious that someone on your B list was “2nd choice”. In other words, don’t send out a B list invitation a week before your wedding!

Experts with years of experience in wedding planning say approximately one quarter of those invited won’t attend, so you can safely invite more people than you actually expect.

Be forewarned, if more than one person controls the guest list, things can get stressful. Preparing the list and keeping all family members happy, requires diplomacy and tact. Here’s another possible idea: any person who wishes to invite more than his or her allotted amount should be willing to pay for those additional guests. However, you still must keep in mind the seating capacity of the ceremony and reception venue.

What about inviting children? Most people agree, kids change the dynamic of a wedding, sometimes for the worse. If unsupervised, groups of children will take over the dance floor at the reception and their antics can be disruptive. On the other hand, children are part of the family and having three or four generations at a wedding can make the event especially memorable.

If you’re inviting a number of couples with children, it might be best not to include any kids at all, with the exception of the ring bearer and flower girl. Simply address their invitation to Mr. and Mrs. Sam Miller. Sending an invitation to Mr. Sam Miller and Family, indicates you wish to include everyone in the event.

Some couples hire a baby-sitter, a clown or magician to keep the smaller children happy and occupied during the reception. This could be an option for both the church and the reception hall.

Another rule of thumb, if you haven’t seen or spoken with a person in two to three years, take them off your guest list. Save the spots for the most important people in your life now, rather than your best friend from summer camp twenty years ago.

Invitation Etiquette

Posted in Uncategorized at 5:48 pm by Administrator

Invitation Etiquette

by Kathryn Lemmon, Wedding Zone Staff Writer

Etiquette and tradition play an important role in preparing wedding invitations. Narrowing the guest list and assembling current addresses is just the beginning.

Invitations should be selected as soon as the date is set and the guest list is completed. Usually couples select them at least three to six months in advance to allow plenty of time for ordering, proofreading the text and addressing the invitations or hiring a calligrapher. Invitations should be mailed no later than four to six weeks before the wedding and up to eight weeks ahead for summer or holiday weddings, due to busy schedules.

The items you order for your invitation set should include the invitation itself, as well as several enclosures. The invitation announces the wedding couple and their sponsors. Of course, it also lets your guests know the date, time and location of the ceremony.

Enclosures are the small cards included with the invitation. They provide more detailed information than is available on the invitation itself. In addition to reception and response cards, you may have other types of enclosures such as pew cards, maps or “within the ribbons” cards. “Within the ribbons” or pew cards are primarily used for very formal weddings only. Pew cards are included in the invitation of guests of distinction, such as close family members and special friends. These guests present their cards upon arrival at the ceremony to receive their “within the ribbons” front row seating.

Map cards should be included for all the out-of-town guests who may have trouble finding the ceremony or reception site.

Invitations normally come with two envelopes, an inner and an outer. However, the more contemporary, square sizes usually only come with single outer envelopes. The outer envelope serves as the mailing vehicle, while the inner envelope protects the invitation. For added elegance, the inner envelopes may be enhanced with colored linings. Most inner envelopes won’t have a gummed flap.

When writing your invitations, here are some key points to remember. Traditional British spelling is often used for words such as “honour and favour.” Each line of the address should be centered for a balanced look. Courtesy titles such as Mr., Miss, or Mrs. are always used. The title Ms. should be reserved exclusively for business correspondence and should not be used on a wedding invitations. Military titles are handled by rank. Always spell out full names, (not nicknames or abbreviations) and dates, times and addresses are also spelled out.

Depending upon the number of enclosures, the size and weight of your invitations, extra postage may be required. It’s a good idea to take one of your invitation ensembles (pre-stuffed) to the post office, so it can be weighed for the exact postage.

Here are a few additional pointers. It’s customary to send an invitation to your minister, priest, or rabbi and their spouse. All children over the age of eighteen should receive their own separate invitation. Plan to order an additional 25 invitations to allow for the unexpected.

If your wedding is very small or private, you may want to send announcements to those friends and relatives you were unable to invite to the ceremony. Typically, announcements are sent immediately following the wedding and include the time and location of the ceremony. An “at home card” may accompany the announcement to inform friends and family of your new address and phone number.

Finally, you’ll probably need a final guest count by two weeks prior to the ceremony, so you can notify your caterer. Some people put a number on the back of each response card, to correspond with the guest name on their master list. That way if the guest forgets to put their name on the response card, you can match up the name with the number on the list.

Etiquette FAQs

Posted in Uncategorized at 5:46 pm by Administrator

Etiquette FAQ’s

by Kathryn Lemmon, Wedding Zone Staff Writer

The numerous rules and standards of wedding etiquette can be worrisome for couples planning their nuptials. Here are some frequently asked etiquette questions.

Q: Who should host an engagement party?

Traditionally, this is hosted by the bride’s parents, but in recent years this has opened up. Now, just about any relative on either side can host the party, as well as friends of the bride and groom. The hosts should be thanked with a small gift, flowers or perhaps a dinner invitation.

Q: I understand I should purchase gifts for my attendants. What is appropriate?

Options would include: pearl earrings, a jewelry box, crystal vase, small silver clock or a nice pen & pencil set.

Q: What are the typical bridesmaids expenses?

Bridesmaids are responsible for the purchase of the dress, shoes and all accessories. They should pay for all transportation to and from the wedding. Etiquette also says they should purchase an individual gift for the couple and share the cost of a luncheon, shower or co-ed party.

Q: My father passed away last year. How can I still include him in the ceremony?

A single rose on the alter, with an explanation in the program would be fitting. You could include a meaningful verse or quotation or a personal note, as well. At the reception you might want to dedicate a special song to him.

Q: I’m having trouble narrowing down my list of attendants. Is seven too many?

Yes, seven is probably stretching etiquette just a bit. Select your top four and ask them first. If one or more are unable to fill the role, then go down your list.

Q: Is it proper to send invitations to the caterers, photographers, disc jockeys etc.?

No, it’s generally not necessary and isn’t expected.

Q: Should I mention where we are registered in our invitation?

Any mention of registries, gifts, etc., is considered improper within an invitation.

Q: My co-workers (twenty of them) are throwing a shower for me. Am I obligated to invite them all to the wedding and reception?

No, you need not. If it’s a “work” shower, thrown with coworkers only, and not your main shower, you do not need to invite everyone.

Q: How long does the bride have to send thank-you notes?

In times past 3-4 months was acceptable, but in our hurry-up society 4-6 weeks is more appropriate. Also, etiquette indicates all thank-you’s should be hand-written, on nice note paper.

Q: Our pastor has no fee, but said we could make a donation toward custodial services. How much should we donate?

First of all, tipping the officiant is traditional and in good taste. However, the amount varies throughout the world. As a general figure, I’d suggest $100-$200. Have the best man give the money to the officiant, explaining that some is custodial and some is for his/her kindness.

Q: I have both a father and step-father. How do I handle the father/daughter dance at the reception?

They could each get a full dance with you. If you select this option, dance with man you feel closest to first. On the other hand, if there’s any family friction (or if this will cause friction) you could omit this dance from the event.

Q: Should meal choices be listed on response cards or should we just select one meal?

Both are acceptable. As a side note, chicken is the most popular choice.

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Who Pays for What?

Posted in Uncategorized at 5:40 pm by Administrator

The following are guidelines based on tradition and should help
you determine who should pay for what. Of course, this may be
modified to suit your own particular needs or circumstances.

Wedding & Engagement Rings

Bride’s Engagement & Wedding Rings: THE GROOM
Groom’s Wedding Ring: THE BRIDE

Wedding Gifts

Gift for the Bride: THE GROOM
Gift for the Groom: THE BRIDE
Gifts for the Bride’s Attendants: THE BRIDE
Gifts for the Groom’s Attendants: THE GROOM

Invitations and Announcements

Invitations: THE BRIDE’S FAMILY
Announcements: THE BRIDE’S FAMILY
Postage: THE BRIDE’S FAMILY
Wedding Stationery: THE BRIDE’S FAMILY

Attire and Accessories

Bride’s Gown & Accessories: THE BRIDE’S FAMILY
Groom’s Tuxedo & Accessories: THE GROOM
Attire for the Groom’s Attendants: THE GROOM’S ATTENDANTS
Attire for the Bride’s Attendants: THE BRIDE’S ATTENDANTS
Attire for the Groom’s Family: THE GROOM’S FAMILY
Attire for the Bride’s Family: THE BRIDE’S FAMILY

Flowers and Decorations

Flowers & Decor for the Ceremony and Reception: THE BRIDE’S FAMILY
Flowers for the Bride’s Attendants: THE BRIDE’S FAMILY
Boutonnieres for the Groom, Fathers and Grandfathers: THE GROOM
Boutonnieres for the Groom’s Attendants: THE GROOM
Corsages for the Mothers and Grandmothers: THE GROOM
Bride’s Bouquet & Flowers: THE GROOM

Ceremony and Reception

Ceremony Location Fee: THE BRIDE’S FAMILY
Officiant’s Fee: THE GROOM
Marriage License Fee: THE GROOM
Reception Location Fee: THE BRIDE’S FAMILY
Food & Beverages: THE BRIDE’S FAMILY
Photographer and/or Videographer: THE BRIDE’S FAMILY
Entertainment for the Ceremony and Reception: THE BRIDE’S FAMILY
Limousine/Transportation Rentals: THE BRIDE’S FAMILY
Any Other Applicable Ceremony/Reception Costs: THE BRIDE’S FAMILY

Other Expenses

Engagement Photos: THE BRIDE’S FAMILY
Engagement Party: THE BRIDE’S FAMILY
Wedding Cake: THE BRIDE’S FAMILY
Rehearsal Dinner: THE GROOM’S FAMILY
Honeymoon: THE GROOM

Bridal Shower and Bachelor/ette Parties

Bridal Shower: THE BRIDE’S ATTENDANTS
Bachelor Party: THE GROOM’S ATTENDANTS
Bachelorette Party: THE BRIDE’S ATTENDANTS

Out-of-town Attendants and Guests

Accommodations for the Groom’s Attendants: THE GROOM
Accommodations for the Bride’s Attendants: THE BRIDE
GUESTS are responsible for their own transportation/travel AND accommodations
ATTENDANTS are responsible for their own transportation/travel expenses

Gratuity Tips

Posted in Uncategorized at 5:35 pm by Administrator

The following are guidelines to tipping those who helped
make your special day an extraordinary affair…

Caterer/Banquet Manager

15% to 20% (usually included in contract, however, if the caterer or manager has done an exceptional job, an additional $1.00 - $2.00 per guest is suggested.)

Waitstaff

15% to 20% (usually included in contract, however, if it is not included, the tip should be given to the maitre d’ or head waiter along with an additional 1% - 2%.)

Bartenders

15% to 20% (if the bartender is not accepting tips from guests, an additional 10% is suggested, but not required.)

Limousine Drivers

15% to 20%

DJ’s

15% - 20% (gratuity is not usually required, however, if you feel he/she has done an exceptional job or has provided extra or special services, a tip is a wonderful gesture.)

Bands

$25.00 per band member (gratuity is not usually required, however, if you feel he/she has done an exceptional job or has provided extra or special services, a tip is a wonderful gesture.)

Photographer and Videographers

15% (gratuity is not usually required, however, if you feel he/she has done an exceptional job or has provided extra or special services, a tip is a wonderful gesture.)

Florists

15% (gratuity is not usually required, however, if you feel he/she has done an exceptional job or has provided extra or special services, a tip is a wonderful gesture.)

Bakers

15% (gratuity is not usually required, however, if you feel he/she has done an exceptional job or has provided extra or special services, a tip is a wonderful gesture.)

Restroom and Coat Check Personnel

$0.50 - $1.00 per guest (if not accepting gratuity from guests, the host would be responsible for tipping personnel at the end of the event.)

Parking Attendants

$1.00 - $2.00 per car (if not accepting gratuity from guests, the host would be responsible for tipping parking attendants at the end of the event.)

Officiants

$75.00 - $100 .00 (Note: It is appropriate for a clergy member (priest, rabbi, minister, etc.) to accept gratuities or a donation along with their regular fee (if any), however, civil officiants (judges, clerks, etc.) receive a flat fee and are usually not allowed to accept gratuities.)

Ceremony Staff

$35.00 - $75.00 is suggested for organists/musicians. $5.00 - $25.00 is suggested for altar boys, sextons, etc. (gratuity is not usually required, however, if fees for the above are not included in the ceremony site fees, the suggestions above are appropriate.)

Wedding Planners / Coordinators

10% - 20% (gratuity is not usually required, although, for something better than usual to exceptional a 10-20% tip is not unheard of.)

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